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Efficient Recovery of Commercial and Personal Debts
Recovery of unpaid invoices and loans for businesses and individuals
Legal notices and negotiation with debtors
Court proceedings for debt enforcement when necessary
SMG Attorneys assists individuals and businesses with the efficient and lawful recovery of outstanding debts. We provide structured debt collection services that comply with South African legislation, including the National Credit Act and Magistrates’ Court procedures. Our firm handles letters of demand, summonses, judgments, and enforcement processes such as emolument attachment orders and warrants of execution. We aim to recover debts in a cost-effective and professional manner while maintaining appropriate legal and ethical standards. Our approach balances firmness with fairness to achieve sustainable recovery outcomes.
Attorneys in Charge
Founder, Director, and Lead Litigator
Semantha Moodley-Govender
Semantha Moodley-Govender is the Founder, Director, and Lead Litigator of SMG Attorneys Inc., a law firm based in KwaDukuza, Ballito, South Africa. With a foundation of professionalism, integrity, and client commitment, she leads the firm in delivering tailored legal solutions across a wide range of practice areas.
Known for her strategic thinking, deep legal expertise, and empathetic approach, Semantha prioritizes client trust and confidentiality, aiming to be a voice for her clients when it matters most. Her firm, established in 2025, serves KwaDukuza, Verulam, Durban, and surrounding areas, focusing on personalized, ethical legal representation.
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